Despite the fact that viewing no advancement in SoFi's core lending small business seems regarding, I believe traders could possibly be missing the bigger photograph.
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nonetheless, considering that SoFi has a sizable and escalating tech-enabled company thanks to its acquisitions of Galileo and Technisys a few years ago, I feel viewing SoFi as a financial institution is shortsighted.
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although this diversification approach provides advancement alternatives, Additionally, it introduces further risk aspects, particularly in conditions of industry fluctuations and intensified Opposition.